Someone(i cant remember who) on this forum once said that the best health insurance you can get for your turtle,is the proper equipment.And it makes sense,because without a water heater your water can get realy cold and make your turtle sick,without a filter the water gets dirty faster,and dirty water can cause fungus infections and other diseases,without a UVB and UVA lighting your turtle can get shell rot and other diseases,leading to trips to the vets and the vet isnt exactly cheap.Getting everything your turtle needs will minimize the chance of your turtle getting ill,thus saving you big bucks.Im only 16 and i thankfully i have a job,and everything my turtles need.The most i spend a month is 15$ food and filter cartridges for them and of course a couple of bucks on mcdonalds famous mchickens


