That's pretty close to what I've got in my FX5.
I've got prefilter in the top, carbon + biomax in the middle, and biomax in the bottom.
I got the microfiltration pads with mine too. I tried them to start, but forgot about them. A week later, I was worried because there was no output! But then I remembered the pad. I would say skip the microfiltration pad since they get clogged really fast.
However, I didn't get any cloudy water from new tank syndrome when I first set the tank up (brand new tank and filter). I don't know if the microfiltration pad helped, or if it was because I put some biomax from Ralph's tank in there.
You can try it if you like, but just don't forget to change or remove it in a week or less!
