I agree, the water is on the warm side. You said you have an "internal canister filter". Is this a filter that is entirely in the water? Or is the filter outside/under the tank? If it's the former, I suspect that it's not providing enough filtration for your turtle, which can definitely contribute to algae.
Is the UVB bulb have glass underneath it? If so, I'm afraid none of the UVB rays are getting through.
The only other thing, is the tank near a window? The excess light from the window can cause algae in the tank.
A bit of algae on the shell really isn't too big of a deal. If you just give it a gentle scrub once and a while to keep on top of it, then it'll be no problem.
Of course, the key is "gentle", since turtles do have sensitive shells, especially on the seams of the scutes
